life-insurance

Life Insurance

Life insurance is a crucial step in planning for your future and your family’s future. It can fulfill promises and obligations to your family if you are no longer living. There are 3 types of life insurance to consider, including: Term Life, Whole Life, and Universal Life.

In most cases, life insurance death benefits are generally income-tax free, although exceptions may apply. Our agents will work with you to determine whether your policy is income-tax free.

Grandparents

Life insurance may also be used to help ensure that a family business will pass to your intended survivor. There are also benefits to certain types of life insurance plans during your lifetime.