Protect Your Home, Protect Your Future

Your home is more than just a place to live—it’s where life happens. A comprehensive homeowners insurance policy safeguards your investment against unexpected events like fire, storms, theft, and liability claims. But what happens when a claim exceeds your coverage limits? That’s where Umbrella Insurance comes in. What Does Homeowners Insurance Cover?

• Dwelling Coverage – Repairs or rebuilds your home after damage from covered risks.
• Personal Property Protection – Covers furniture, electronics, clothing, and valuables.
• Liability Coverage – Protects you if someone is injured on your property.
• Additional Living Expenses – Helps pay for temporary housing if your home becomes unlivable due to a covered loss. Extend Your Protection with Umbrella Insurance

A homeowners policy has coverage limits, and if a major liability claim exceeds those limits, you could be responsible for the difference. Umbrella Insurance provides extra protection beyond your standard policy, covering:

• Lawsuits & Legal Fees – If someone is injured on your property and sues for damages.
• Personal Liability Protection – Covers claims that go beyond homeowners or auto insurance limits.
• Coverage for High-Risk Incidents – Dog bites, accidental injuries, and even social media liability.
• Worldwide Protection – Extends coverage for personal liability incidents anywhere you travel. Beyond the Basics: Customizing Your Policy

• Flood & Earthquake Insurance – Standard policies don’t cover these risks, but we can add protection.

• High-Value Home Coverage – Tailored policies for luxury homes and custom features.

• Equipment Breakdown Coverage – Helps with repairs or replacement of major home systems.

• Identity Theft Protection – Safeguards you from cyber fraud and personal data breaches

Comprehensive Protection for Your Home & Future

Whether you’re buying your first home, upgrading, or securing a vacation property, your insurance should evolve with your needs. With homeowners and umbrella insurance, you can rest easy knowing you’re protected from the unexpected. Ready to protect your home and assets? Let’s customize a policy that fits your lifestyle! Thanks!