FRIDAY, MAY 28, 2021
Fires cause thousands of dollars in damage to homes each year, ruining homes and destroying property. But some homes are at higher risk than others and it is important to identify the fire risks in your home as well as how to prevent those risks from turning into a disaster.
Your home insurance may help cover the financial loss if a fire occurs. This is the type of event that is very difficult to otherwise overcome.
Tips for Fire Safety
You can keep your home less of a fire risk by simply being mindful of the risks on an ongoing basis. Your home insurance agent may even offer some tips.
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Have your appliances inspected annually. Appliance-related fires can occur due to poor maintenance. Faulty wiring is also a concern.
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Ensure only a licensed electrician works on your home when necessary. This helps to ensure you do not have to worry about electrical concerns behind walls.
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Have your fireplace inspected at least one time a year if you use it. Never start a fire without knowing your fireplace is safe to use. Creosote can build up along the interior walls, creating a very dangerous fire risk.
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Keep debris away from your home. Even if you do not live in a local fire risk area, debris around the home can easily catch on fire if lightning strikes. Specifically, keep wood, leaves, and mulch away from the structure.
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Keep outdoor fires under control and away from the home. Do not start a fire near your deck. And, if you are going to grill outdoors, be sure there is always someone nearby to monitor the fire.
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Keep fire pits and burn areas away from the structure. Be sure they have some type of closure around them. Be sure no branches hang into the area. This helps minimize risks as well.
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Have attics inspected annually. If you have your heating and cooling system inspected, there is a smaller risk of a spark occurring.
Taking steps to prevent fires at your home is critical. However, even in the best situations, these can occur. So, you want to be sure your home insurance is up to date. Speak with an insurance agent about your coverage. Do you have enough? Does it cover all types of fire risk? If not, be sure to update it to properly reflect this. Protecting your home can also save you money on home insurance.
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