Understanding New York workers’ compensation is crucial for ensuring compliance and protecting employees.

Contact Keats Insurance Agencies today to learn more about your New York company’s workers’ compensation insurance options.

Who Needs Workers’ Compensation Insurance in New York?

Workers’ compensation insurance is mandatory for most New York employers. Any business with employees, whether full-time, part-time or seasonal, is typically required to carry workers’ compensation coverage.

How Does Workers’ Comp Work in New York?

When an employee is injured or becomes ill due to a work-related incident, they must promptly report the injury or illness to their employer. Employers are responsible for filing a claim with their insurance carrier.

Workers’ compensation insurance may help cover medical treatment for employees injured on the job. This includes doctor visits, hospitalization, surgeries, medications, rehabilitation, and other necessary medical care.

If an employee cannot work due to a work-related injury or illness, workers’ compensation may also partially compensate for lost wages.

Workers’ compensation may provide disability benefits to employees who are temporarily or permanently disabled in a covered accident or incident. It may cover vocational rehabilitation services if an employee cannot return to their previous job.

Contact Us

Our agents can help you get a workers’ compensation insurance quote tailored to your company’s needs. Contact Keats Insurance Agencies, with locations in Mineola, Baldwin, Florida, Monticello, New York, and Fort Myers, Florida.