Homeowners Insurance for Hempstead, NY

If your house is damaged or destroyed by a fire, windstorm, or some type of natural disaster, you will be responsible for the entire cost of rebuilding your home, and of course your contents. Purchasing home insurance can replace your home and personal possessions, help you if you are held liable for damage to another person’s property or for an injury sustained on your property. Furthermore, you could also get coverage to take care of court fees, food and a place to stay if you need to exit your home during reconstruction. Discussing options with an insurance agent from The Keats Agency can help you choose which kind of insurance is most important and of value to you.

When you purchase your home in Hempstead, NY, you’re making a significant and important financial transaction. Buying the right home insurance can ensure that you are covered for that which you can’t afford to lose. From basic to more comprehensive deluxe policies, home insurance can vary in the coverage for the home’s structure and personal property in your home. Meet with an experienced insurance agent from The Keats Agency today and find out what kind of homeowner’s insurance best fits your needs.

Basic VS. Extra Coverage

Depending on your lifestyle, personal concerns and overall financial situation, you could choose from many different options for your homeowner’s insurance. Basic homeowners insurance can cover you for limited perils and can cover the costs to restore compromised property. But, is it replacement cost or a depreciated value. Which would you prefer? This should be discussed with a professional. We provide many options to review and discuss.

Extra or deluxe coverage, on the other hand, will broaden your protection substantially by adding coverage for damage caused by pipe breaks, water back up and more. It will also broaden your protection for the many things that can happen to a home. You want to know your options so no matter what type of coverage you prefer, be sure to meet with an insurance agent from The Keats Insurance Agency first. We’ll help you decide which type of coverage works best for you.

Contact The Keats Insurance Agency Today

We’ve been serving all of New York with quality home insurance for dozens of years. Let us serve you. Call us today at 516-354-4849 to receive a free quote!